EXIM Instant Credit

EXIM Instant Credit Super Value

A pre- and post-shipment revolving credit facility for start-up SMEs with a forward contract to help protect SMEs from foreign exchange volatility.
Key features
Credit line up to 2,000,000 baht per exporter*
Low interest rate

1st year 5.0% per annum
2nd year Prime Rate -1.0% per annum
3rd year onwards Subject to the Bank’s criteria

A forward contract facility in the amount equivalent to that of credit line

Personal guarantee and
A letter of guarantee from Thai Credit Guarantee Corporation (TCG)

Must be a juristic person and an “SME” according to the Office of SMEs Promotion (OSMEP)’s definition.
Not registered a loss in the past three consecutive years and having a positive shareholder‘s equity in the recent year.
Not currently considered NPL by any financial institutions. If previously considered NPL, the loan must be successfully restructured with normal repayment records.

Terms and Conditions
Require purchase order of any type with payment terms not exceeding 90 days after shipment date.
Credit line approval within March 2018.

Remark: Other conditions as specified by the Bank.