Export-Import Bank of Thailand (EXIM Thailand) has launched a revolving facility “EXIM Happy Credit” in conjunction with a forward contract facility of up to 500,000 baht per customer, at a first-year interest rate of 4.50% p.a. requiring only a personal guarantee without any collateral. Loan approval is granted within seven business days to juristic persons maintaining a single financial account. The product aims to support start-up SME exporters lacking collaterals.